Last Updated on February 15, 2024

What to Do After a Rain-Related Car Accident in New York

Driving in rainy conditions in New York presents a unique set of challenges. The slick roads, reduced visibility, and unpredictable behavior of other drivers can increase the risk of accidents. It's crucial for drivers to understand their legal rights and implications after a rain-related accident. 

According to the U.S. Department of Transportation, on average, there are over 5,891,000 vehicle crashes each year, with approximately 21% of these crashes being weather-related. Specifically, the vast majority of weather-related crashes occur on wet pavement (70%) and during rainfall (46%). 

In New York City, it is revealed that pedestrian KSI (Killed or Seriously Injured) crashes increase by nearly 20% per month during the November/December holiday season compared to the monthly average for the rest of the year. 

Factors contributing to this spike include increased evening shopping activity, higher pedestrian and vehicle volumes, holiday alcohol consumption, and challenging winter road conditions.

The Impact of Rain on Driving Conditions

Rain can severely change the driving conditions on the road, making it imperative for drivers to exercise additional caution.

  • Slippery Roads: Rainwater can make roads slippery, especially if it hasn't rained for a while. Oil and dirt buildup on the road surface can mix with rainwater, creating a slick layer that can be treacherous for drivers.
  • Risk of Hydroplaning: Hydroplaning occurs when a vehicle's tires lose contact with the road surface due to a layer of water, causing the vehicle to skid or slide uncontrollably. Maintain proper tire tread depth and reduce speed during heavy rain to safeguard yourself.
  • Reduced Visibility: Heavy rain can significantly reduce visibility, making it challenging to see other vehicles, traffic signals, and road signs.
  • Windshield Wipers and Headlights: Wipers help clear the rain from the windshield, while headlights increase your visibility to other drivers. Make sure these are in good working condition.

Safety Tips for Driving in Rainy Conditions

Rainy weather can be both a nuisance and a hazard for drivers. While the gentle patter of raindrops might seem harmless, it can quickly turn roads into slippery pathways, increasing the risk of accidents.

As a driver, it's your responsibility to adapt to these conditions, ensuring not only your own safety but also that of others on the road. 

Precautions Before Driving

Before you even start your journey, there are several checks you should perform to ensure your vehicle is rain-ready:

  • Checking Tire Tread and Pressure: Proper tire tread depth is crucial for maintaining grip on wet roads. Regularly inspect your tires for signs of wear and ensure they are inflated to the recommended pressure. This can significantly reduce the risk of hydroplaning
  • Ensuring Windshield Wipers are in Good Condition: Windshield wipers play a pivotal role in maintaining visibility during rain. Replace them if they're worn out or not clearing the rain effectively. A clear view is essential for safe driving.

On-Road Safety Measures

  • Driving at Reduced Speeds: Wet roads can be unpredictable. Slowing down not only gives you more time to react to unexpected situations but also reduces the risk of hydroplaning.
  • Maintaining a Safe Distance from Other Vehicles: Wet roads mean longer stopping distances. Maintain a more significant gap than usual between you and the vehicle in front to account for this.
  • Using Headlights Even During the Day: Turning on your headlights, even in light rain or overcast conditions, makes it easier for other drivers to see you.
  • Avoiding Hard Braking: Sudden stops can be dangerous on wet roads. Instead, try to brake gently and progressively. If you feel your vehicle starting to skid, ease off the brake and steer in the direction you want to go.

Legal Implications of Rain-Related Accidents

While rain can intensify the challenges of driving, in the eyes of the law, it's not typically viewed as a valid excuse for causing an accident.

Both courts and insurance companies see rain as a foreseeable condition that drivers should anticipate. Consequently, drivers are mandated to modify their driving behaviors to suit these conditions and will be held accountable in the case of an accident.

Driver's Responsibility to Adjust to Weather Conditions

All drivers have a binding duty to operate their vehicles with utmost safety, regardless of current weather conditions. This includes actions like decelerating, widening the gap between vehicles, and taking other essential precautions during rainfall. Neglecting to adapt to the weather can be seen as negligence, rendering the driver accountable for any ensuing accidents. 

Penalties and Points for Rain-Related Accidents

  • Speeding Over Posted Limit
    • 1 to 10 MPH: 3 points
    • 11 to 20 MPH: 4 points
    • 21 to 30 MPH: 6 points
    • 31 to 40 MPH: 8 points
    • Over 40 MPH: 11 points
  • Reckless Driving: 5 points
  • Texting While Driving: 5 points
  • License Suspension: If a driver accumulates 11 points within an 18-month period.
  • Point Calculation: Points are based on the date of the violation, not the date of conviction.

Insurance Implications in Rain-Related Accidents

Insurance companies might increase premiums for drivers found at fault in rain-related accidents. If a driver is consistently negligent during adverse weather conditions, they might even face challenges in renewing their insurance.

On the other side, victims of such accidents who were driving responsibly might be eligible for compensation covering medical bills, vehicle repairs, and other related expenses.

Types of Damages You Can Recover in a Rain-Related Accident

  • Lost wages
  • Medical expenses
  • Diminished earning capacity
  • Diminished future potential earnings
  • Future medical care costs for ongoing treatment
  • Mental anguish
  • Prescribed medicines
  • Lost benefits
  • Pain and suffering
  • Diminished life enjoyment

Steps to Take After a Rain-Related Accident

The wet conditions, combined with the shock of the accident, can make it challenging to think clearly and take the necessary steps to protect your rights and interests, especially if someone else caused you to crash while it was raining.

However, knowing what to do in the aftermath can make a significant difference in the outcome of any potential claims or legal actions.

Immediate Aftermath

  • Ensuring Safety of All Involved: The first and foremost priority after any accident is to ensure the safety of everyone involved. If possible, move vehicles out of the flow of traffic to a safe location. Turn on hazard lights and set up warning triangles or flares if you have them.
  • Calling Emergency Services if Necessary: If anyone is injured, call 911 immediately. Even if injuries seem minor, it's essential to get medical attention, as some injuries may not manifest symptoms right away.

Documenting the Scene

  • Taking Photos of the Accident Site: Use your smartphone or camera to take clear photos of the accident scene, damages to vehicles, skid marks, and any other relevant road conditions that might have contributed to the accident.
  • Gathering Witness Statements: If there are any witnesses to the accident, gather their contact information and brief statements about what they saw. Their accounts can be invaluable in establishing the sequence of events and determining fault.

Reporting the Accident

  • Informing Insurance Companies: Notify your insurance company about the accident as soon as possible. They will guide you on the next steps and what information they require. 
  • Filing a Police Report if Required: In New York, certain accidents require a police crash report, especially if there are injuries or significant property damage. Ensure that you obtain a copy of the report for your records.

Seeking Legal Help

While it's possible to handle minor accidents on your own, more severe accidents, especially those with injuries or disputes over fault, can benefit from legal expertise. An experienced attorney can guide you through the complexities of the legal system, ensuring your rights are protected.

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How an Attorney Can Help Establish Fault and Seek Compensation

An attorney can gather evidence, negotiate with insurance companies, and represent you in court if necessary. They can help establish fault, especially in complex situations where multiple factors, like rain and driver negligence, might be involved.

For those seeking expert legal advice and representation, consider reaching out to reputable legal professionals in New York at the Porter Law Group. And remember, safety should always be the top priority.

Drive responsibly, stay informed, and always be prepared for the unpredictable nature of the road. For those who believe they deserve maximum compensation for any kind of rain-related accident, don't hesitate to reach out. Contact us at 833-PORTER9 or send us an email at info@porterlawteam.com.

Written By
Eric C. Nordby
Personal Injury Attorney
Eric, with nearly three decades of experience in personal injury litigation, holds a law degree with honors from the University at Buffalo School of Law and a Bachelor's Degree from Cornell University. His extensive career encompasses diverse state and federal cases, resulting in substantial client recoveries, and he actively engages in legal associations while frequently lecturing on legal topics.
Legally Reviewed on December 21, 2023
Michael S. Porter
Personal Injury Attorney
Originally from Upstate New York, Mike built a distinguished legal career after graduating from Harvard University and earning his juris doctor degree from Syracuse University College of Law. He served as a Captain in the United States Army Judge Advocate General’s Corps, gaining expertise in trial work, and is now a respected trial attorney known for securing multiple million-dollar results for his clients while actively participating in legal organizations across Upstate NY.
This Article Was Professionally Reviewed
This page was Legally Reviewed by Michael S. Porter on December 21, 2023. Our experts verify everything you read to make sure it's up to date. For information on our content creation and review process read our editorial guidelines. If you notice an error or have any questions about our content please contact us.
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